The Sehat Card Plus 2026 is a universal health coverage program launched by the Government of Khyber Pakhtunkhwa to provide completely free medical treatment to permanent residents of KPK. The program operates under the Sehat Sahulat Program, ensuring cashless healthcare services in hundreds of hospitals nationwide.
As of 2026, the scheme has expanded significantly to include high-cost specialized treatments such as bone marrow transplants and cochlear implants.
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🏥 Overview of Sehat Card Plus 2026
The Sehat Card Plus provides universal health coverage to every permanent resident of KPK without any registration fee.
Key Financial Benefits
| Feature | Details |
|---|---|
| Annual Coverage Limit | Up to PKR 1,000,000 (10 Lakhs) per family |
| Cost to Citizen | 0 PKR (100% Free) |
| Hospital Network | 800+ empaneled hospitals across Pakistan |
| New 2026 Additions | Life insurance & Expanded OPD pilot programs |
The scheme now also includes selected hospitals in Punjab and Islamabad for specialized care.
📋 The Universal Enrollment Rule – No Registration Required
One important clarification for readers:
✅ No Application Needed?
If your CNIC shows a permanent KPK address, you are already registered.
- There is no online registration form.
- Your CNIC itself acts as your Sehat Card.
✅ NADRA Integration?
The system is directly linked with National Database and Registration Authority.
If you:
- Get married
- Have a newborn child
- Change family details
Simply update your family tree at a NADRA center, and coverage updates automatically.
🔍 How to Check Sehat Card Plus Eligibility?
Since there is no “Apply Online” option, users must check if their CNIC is active.
📱 1. Check via SMS (Easiest Method)
- Send your 13-digit CNIC number (without dashes) to 9780
- You will receive an SMS confirming:
- Family eligibility
- Available balance
📲 2. Check via Mobile App
- Download “Sehat Card Plus KP” from Google Play Store
- Log in using CNIC
- View:
- Treatment history
- Balance details
- Nearby panel hospitals
🌐 3. Check via Web Portal
Visit:
You can check:
- List of empaneled hospitals
- Covered treatment categories
- Package details
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💊 What Treatments Are Covered in 2026?
The scheme covers both priority and secondary healthcare.
🏥 Priority Treatments
- Heart surgeries (angioplasty, bypass)
- Cancer treatments
- Dialysis
- Neuro-surgeries
- Kidney & Liver transplants
- Bone marrow transplant
- Cochlear implants
🩺 Secondary Care
- General surgeries
- Maternity & childbirth
- Emergency hospitalization
- Selected OPD services (pilot districts)
🆕 Jwandun Card – 2026 Sub-Initiative
The Jwandun Card is a new 2026 addition in KPK focusing on:
- Primary healthcare services
- OPD coverage
- Low-income families (PMT score below 26)
This expansion improves access to outpatient treatment.
🛠️ How to Use Sehat Card Plus at Hospital?
In case of medical emergency, follow these steps:
Step 1: Visit a Panel Hospital
Go to the dedicated Sehat Card Plus counter.
Step 2: Verification?
- Present original CNIC.
- For children under 18, bring B-Form.
Step 3: Cashless Treatment?
- Hospital verifies CNIC through NADRA system.
- Treatment begins without advance payment.
No cash deposit is required.
📍 Coverage Network
- 800+ panel hospitals nationwide
- Includes major hospitals in:
- Peshawar
- Mardan
- Swat
- Abbottabad
- Islamabad
- Lahore (selected cases)
📞 Official Helpline
If your CNIC shows “Not Eligible” despite having KPK address:
- Helpline: 0800-89898
- Visit nearest NADRA office to update address
Always ensure your permanent address is correctly updated.
🎯 Why Sehat Card Plus 2026 Is Important?
- Eliminates healthcare financial burden
- Covers expensive life-saving surgeries
- Provides universal coverage
- Integrated with NADRA for transparency
- Supports lower-income families through Jwandun Card
It is one of the most comprehensive public health insurance programs in Pakistan.
❓ Frequently Asked Questions (FAQs)
Do I need to apply for Sehat Card Plus?
No, if you have a KPK address on your CNIC, you are automatically enrolled.
How much coverage is provided?
Up to PKR 1 million per family annually.
Is Sehat Card Plus really free?
Yes, treatment is completely free in panel hospitals.
How can I check my eligibility?
Send CNIC to 9780 or use the Sehat Card Plus KP app.
What if my CNIC is not showing eligible?
Call 0800-89898 or update address at NADRA.